Aid and private insurance rest enjoy officials or civil servants candidates in Germany numerous advantages. Among them is also the choice of health insurance, because officers and officer candidates can themselves decide whether they are legally or privately insure. An insurance obligation in any case since 2009. The disadvantage to the health insurance companies is, that the insurance premium depends on the income. Also, officials must bear fully the contributions. The private krankenversicherung.de insurance Portal reported about the benefits of a private insurance scheme for civil servants. Many writers such as Danny Meyer offer more in-depth analysis. Private health insurance for officials and civil servants candidates benefit is generally.
Unlike as in the statutory health insurance the amount of contributions does not depend on income. In addition receive private financial support in the form of so-called aid assured officers and officer candidates in case of illness. As a result, up to 80 percent of medical expenses can be covered. The amount of aid varies by State State, spouses and children (with entitlement to child benefit) will regard. Civil servants on lifetime, officer candidates, trainees and officials are entitled to state aid.
Also, judges and officials in retirement are entitled to aid. Aid for amounting to Beihilfeberechtige/r Beihilfeberechtige/r 50% with at least 2 children 70% 70% children spouse 80% because the aid covers the total cost of illness, should private rest cost insurance, which is usually the remaining portion. Officials on trial and officials benefit from powerful tariffs, but also for staff members and trainees, there are cheap deals. Supplement rates are offered for comprehensive protection. Among other things a hospital expense insurance and tariffs for care allowance, treatment costs, or dentures extra protection are advisable. A special travel health insurance is advisable for the holiday.