Social rents should not exceed, proposed by some 30% of the family income. Banco de Sabadell States having granted social rentals on several occasions. Others propose formulas as the resale or leasing. Lack or Adicae moratorium proposed for families for several years now a period of deficiency of up to two years, with an interest on arrears assessed and not higher than the rate of the European Central Bank; When mora, also the limitation of expenditure or of the interests can be negotiated. This same Monday, Adicae requested a moratorium for all debtors in good faith with problems. Banco Santander announced a moratorium of three years capital for clients in unemployment in 2011 or who had suffered a drop in income of more than 25%.
The Ombudsman, for its part, has asked suppress rates, coasts, moderation of penal clauses, or the cessation of the accrual of interest during the process, they help to overcome difficulties to meet outstanding credit appropriations. nal information. Stoppage, measures interim the State Association of Directors and managers in social services proposes a special for people sobreendeudadas judicial protection procedure, in real bankruptcy and risk of exclusion, which would imply the suspension precautionary embargoes and executions although they had been agreed by other judicial bodies. Points out, especially to affected persons under age or legally disabled persons. The Attorney general of the Court of Justice of the EU said a few days ago, moreover, that in Spain the judge should have the possibility of suspending enforcement of an eviction until he had verified the unfairness of a contractual term of the mortgage contract. He believes that Spanish law allows before the loss of property and eviction that an action for damages for the consumer. The law in other countries in Europe there is a uniform legislation on enforced executions, so they are the Member States which have to legislate in relation to procedural modalities, as reminded the lawyer of the CJEU.